Term 22
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Pension maximization life insurance

Pension maximization life insurance means you can have the best of both worlds - your full pension and protection for your spouse with term life insurance. I find the best life insurance for retirement at the cheapest price so you can focus on all the fun in retirement.

Pension maximization life insurance often makes the most sense when you're retiring with a full pension. Buy life insurance for retirement and keep your pension. This supplemental life insurance will ensure that your family is taken care of, while you still collect full maximization of your benefits. With pensions, you have two choices. You can take a smaller pension while you're alive so your spouse would receive this pension if you die first. With a pension maximization life insurance policy, you can still take your full pension payout while you're alive. In this case of pension maximization, the pension goes away when you die, but your spouse will still receive a payout from the life insurance policy.

To apply for retirement life insurance, email me or call at 1.800.799.0903, and I will help you determine the term life insurance policy that fits your needs. When you buy term insurance, you can still ensure your spouse has income if you die first. But your term life insurance rate will only be a small portion of your pension for full maximization.

Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903   Fax: 415-435-2870   Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent

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