How do I determine my health class for premium calculation?

For the best term life insurance, start with 10 basic questions. Then I find the best term insurance rates for your circumstances.

To buy the best term life insurance via Term 22, I will ask you 10 basic questions to get started with follow-up questions as needed. Then I provide the best term insurance quote for your needs. With your approval of the term life insurance policy information, I send you a term insurance packet with the application via U.S. mail including illustrations, and financials on the best term life insurance company being proposed, which you mail back.

Next, to complete your term life insurance application, I have the medical exam company contact you to arrange an in-person exam, which the company pays for. Underwriting a term insurance application generally takes five to six weeks once the exam is complete and the application is received. Once we have a term life insurance underwriting decision, I review the term insurance policy with you.

Next the term life insurance policy is issued based on your requirements and needs. You then send the necessary term insurance delivery documents/requirements with the initial premium. Finally, delivery term insurance requirements and initial premium are forwarded to company, and the term life insurance policy is put "in force."

To find the best term life insurance, start today by emailing me, or calling at 1.800.799.0903.

Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent

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