Why term life insurance over 40 is important for your family

Affordable term life insurance over 40 often involves 10- and 15-year policies to pay for children's college if the family loses a wage earner. For information about life insurance age groups and recommended policy levels, check with Term 22.

Affordable term life insurance over 40 is essential to protect your family in case of your untimely death – for instance, if you have a mortgage to pay off or children headed for higher education. Ask Term 22 about life insurance age ranges, and the cost of term insurance for people in their 40s. Insurers determine term life insurance rates by age, but that doesn't make term insurance cost prohibitive. To find the cheapest term insurance premiums, make an appointment with Term 22 owner Jim O'Connor. He'll not only explain the cost of life insurance by age, but he'll also provide you excellent service.

Term life insurance over 40 can be very affordable. A man wanting cheap term life insurance at age 45 can get a 10-year, $1 million policy for less than $50 a month. Insurance companies establish term life insurance rates by age and health condition, so it's wise to purchase a policy in your 40s rather than waiting longer. Jim will clarify average life insurance rates by age, and find you the most affordable term insurance price. He'll also explain the insurance term that's best for you, whether it's 10 years, 15 years or more. Email Jim or call 1.800.799.0903 for information and guidance on low cost term life policies.

Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent

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