Receive one-on-one help from the owner
Find affordable term insurance when you pilot
Term life insurance is more affordable
Find term life insurance that fits your business
Insurance Informaiton By States
Not all companies charge the highest term rates
Find better rates for when you smoke cigars
Nicotine users can find better rates
Occasional pipe smokers can save on term life
Good doctors' reports make for better rates
Being in remission means affordable rates
Following doctors' orders improves rates
Find the lowest rates
More years cancer free means lower rates
Find term insurance after a heart attack
Protect your family after a heart bypass
Find the best possible term life rates
With medical control, rates drop
Find a FEGLI alternative for less
Term insurance maxes your pension
Selling your policy to pay expenses
Leave loved ones financially secure
Pays out when first partner dies
When partners don't need money
Jim O'Connor is an independent life insurance agent with more than 27 years experience helping people secure the best rates on term life insurance available. Read more...
To buy the best term life insurance via Term 22, I will start by asking you 10 basic questions with follow-ups when necessary. Start finding affordable term insurance today by emailing me, or calling at 1.800.799.0903 so we can start the conversation. Then I provide the best term insurance quote for your needs. With your approval of the term life insurance policy information, I send you a term insurance packet with the application via U.S. mail including illustration, and financials on the best term life insurance company being proposed, which you mail back.
Next, to complete your term life insurance application, I have the medical exam company contact you to arrange an in-person the exam, which the company pays for. Underwriting a term insurance application generally takes five to six weeks once the exam is complete and the application is received. Once we have a term life insurance underwriting decision, I review the term insurance policy with you.
Next the term life insurance policy is issued based on your requirements and needs. You then send the necessary term insurance delivery documents/requirements with the initial premium. Finally, term insurance delivery requirements and initial premium are forwarded to the company, and the term life insurance policy is put "in force."
Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent