Jim O'Connor is an independent life insurance agent with more than 27 years experience helping people secure the best rates on term life insurance available. Read more...
Estate life insurance for your family
Find the best estate life insurance policies, whether you're searching for second to die life insurance or first to die insurance. Estate planning insurance ensures you leave your loved ones in the best possible financial situation.
Estate life insurance offers liquidity and lets you rest at ease knowing that your estate will go to your loved ones without any undue financial burdens. In estate tax planning, it's important to know your options when considering estate planning insurance. Second to die life insurance is right for couples who want to leave their estate to their children, but have no need for term life insurance payouts when the first spouse dies. This survivorship life insurance should be large enough to pay for federal estate taxes and other expenses.
In contrast, first to die insurance is for those couples who can't survive financially without the second partner. In this joint term life insurance, the term insurance pays out only after the first partner dies to take care of bills, such as a mortgage or other big ticket items. In the case of this term insurance policy, no payout is made after the second spouse dies. To find the best joint term life insurance or second to die life insurance, email me or or call at 1.800.799.0903, and I will search for the cheapest term life insurance to meet your needs.
Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent