Receive one-on-one help from the owner
Find affordable term insurance when you pilot
Term life insurance is more affordable
Find term life insurance that fits your business
Insurance Informaiton By States
Not all companies charge the highest term rates
Find better rates for when you smoke cigars
Nicotine users can find better rates
Occasional pipe smokers can save on term life
Good doctors' reports make for better rates
Being in remission means affordable rates
Following doctors' orders improves rates
Find the lowest rates
More years cancer free means lower rates
Find term insurance after a heart attack
Protect your family after a heart bypass
Find the best possible term life rates
With medical control, rates drop
Find a FEGLI alternative for less
Term insurance maxes your pension
Selling your policy to pay expenses
Leave loved ones financially secure
Pays out when first partner dies
When partners don't need money
Jim O'Connor is an independent life insurance agent with more than 27 years experience helping people secure the best rates on term life insurance available. Read more...
Estate life insurance offers liquidity and lets you rest at ease knowing that your estate will go to your loved ones without any undue financial burdens. In estate tax planning, it's important to know your options when considering estate planning insurance. Second to die life insurance is right for couples who want to leave their estate to their children, but have no need for term life insurance payouts when the first spouse dies. This survivorship life insurance should be large enough to pay for federal estate taxes and other expenses.
In contrast, first to die insurance is for those couples who can't survive financially without the second partner. In this joint term life insurance, the term insurance pays out only after the first partner dies to take care of bills, such as a mortgage or other big ticket items. In the case of this term insurance policy, no payout is made after the second spouse dies. To find the best joint term life insurance or second to die life insurance, email me or or call at 1.800.799.0903, and I will search for the cheapest term life insurance to meet your needs.
Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent