Finding Type 1 diabetes life insurance is possible but it is harder to find than Type 2 diabetes term life insurance. Term life insurance for diabetics Type 1 also known as insulin dependent diabetes is more costly because typically someone with Type 1 diabetes has been unable to control diabetes with diet or oral medicines, or has had diabetes since youth, which can mean more medical complications. Determining Type 1 diabetes life insurance rates will take this into account because people with a lifetime of diabetes are much more likely to suffer from organ diseases.
Finding the most affordable Type 1 diabetes life insurance is based on having a medical record of keeping your Type 1 diabetes under control, as well as a positive medical exam. Type 1 diabetics life insurance companies look at the same factors as for Type 2 diabetes. For life insurance for diabetics type 1, term insurance companies will analyze your hemoglobin A1C count, your blood-sugar level and your general health, including if you're overweight.
If you have an existing term life insurance policy purchased before being diagnosed with Type 1 diabetes, you may want to look at the convertibility option of the existing policy. If this is a new term life insurance policy or if you want to convert an old term insurance policy, I will help you determine the most affordable term life insurance for diabetes Type 1 today. Start finding your term insurance policy with diabetes by emailing me, or calling at 1.800.799.0903.
Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent